I recently had a discussion with my fiancé on some long term savings goals that we have and I thought I would share some of our discussion and the expected dollar amounts that would end up being. Please note however that a lot of these are mostly my goals (i.e. retirement contribution), but for longer … More Long Term Savings Goals
In the personal finance realm there are a couple of different “winter” themed debt payoff methods, such as Debt Snowball, or Debt Avalanche, where basically you pay down the lowest balance first and then use that previous payment toward your next lowest debt, and so on and so forth. Snowflake method can also be referred to … More Snowflake Saving Method
Or a better title, how long it took to get my $20 payoff! It took 10 months to reach the $20 threshold for redeeming my savings. Is it worth it? The reward took a very long time to see. Part of that reason is because I didn’t want to overspend. I was very conscious that … More My Experience with Ibotta
This time of year is so tempting for me to want to buy-all-the-things! The “sale on sale,” new merchandise, a feeling of general wanting. It’s all part of my problem of shopping. For the most part, I have resisted, but that’s only because I let myself shop one “sale on sale” and make other purchases … More Shopping My Closet
*I am not sponsored or affiliated with Honey.* The most passive $10 I’ve ever made in my life! I downloaded the Honey browser extension sometime in 2015, and since then I’ve made dozens of online orders. Each time I ordered something I would use the app to check for coupons and savings. A lot of … More My Experience with Honey
It occurred to me that perhaps I might have strange money habits when it comes to certain purchases. For instance, I rarely buy clothing full price, but what about other habits? I thought I would prepare a list here of things that I do that maybe others might not, but with the caveat, that I … More Frugal Things I Do To Save Money
Talking on the phone is literally the worst. Sometimes it has to be done, but when I wanted to reduce my phone bill, I didn’t speak to anyone in person or over the phone. Most of my experience was with the virtual chat on the Verizon website. I found that asking for help usually led … More How I Reduced My Phone Bill By Half
Talking about money is uncomfortable. Money is a taboo subject, but also, a personal endeavor that one is just supposed to figure out on their own, which I find to be counterproductive. I want to talk about money because at the very least I can figure out a path for financial security that works for … More Credit Card Ban: 6-Month Check-In
My taxes are done and I have money on the brain. I claimed $19 from Acorns on my taxes! ha! I’ve intended to write about Acorns for a while, but I have finally reached a milestone on the app so it feels appropriate to share how I’ve used it so far. This weekend I reached … More My Experience with Acorns
Catch up here: Part 1. Part 2. Part 3. Part 4. Part 5. Part 6. Part 7. Part 8. Part 9. Part 10. Part 11. Made it to the end! To wrap up this exciting financial journey, Lapin focuses on practices that will make you a better person overall, not just with regard to finances. … More Rich Bitch Step 12: Bringing It Home
