A journey 10 years in the making!! There has not been a month since the card opened where I haven’t carried a balance. Check out the full story: 6-month, 1-year, 18-month, 2-year, and 3-year. The Reality My staring balance of this payoff journey was $9,943.77 in January 2018. It represented living above my means in … More Credit Card Ban: PAYOFF
Spoiler Alert: I have 3 Ally Savings Accounts, so my relationship with this online bank is pretty strong! Money wise, my 20s are defined by my reckless spending, my 30s, however, will be defined by how well I’ve saved. Though, I didn’t anticipate that a global pandemic would influence this quite so much! My interest … More My Experience with Ally Bank
Welcome to the pandemic! The jobs are scarce, vaccines are not yet available, and people still refuse to wear masks in public. I am extremely lucky that my office job was able to convert to working from home. I’m grateful to have a regular paycheck. I do not take that for granted. I know many … More Building an Emergency Fund in an Emergency
*This post contains affiliate links* In many ways, these weekly posts are an update on my life in a pandemic hot zone. In other ways, I treat these posts as a way to remember all the thoughts and emotions and news that passes each week. At any given moment I feel overwhelmed, anxious, stressed, concerned, … More Social Distancing Diaries: Vol. 7
This week I spent a lot of time day dreaming of being outside! … More Social Distancing Diaries: Vol. 6
*This post contains affiliate links* New week, new stay at home orders! This week the governor of New York extended the stay at home order through May 15, this comes after the announcement that NYC school’s will not be going back (and continue with e-learning) through the remainder of the year. Josh and I received … More Social Distancing Diaries: Vol. 5
*This post contains affiliate links* Happy Friday! I keep having these grand visions of working from home, eating healthy meals, and doing something productive with my downtime. In reality, I’m just trying to get through the day and eating sleeves of Oreos. I keep looking at my phone as if its going to tell me … More Social Distancing Diaries: Vol. 4
*This post contains affiliate links* This weekend it really hit me that I don’t want to get this virus. I’ve been trying to combat my own paranoia, but I can’t stop thinking about how this pandemic won’t go away and it seems inevitable that me and Josh will get it just because we live in … More Social Distancing Diaries: Vol. 3
*This post contains affiliate links* Hi friends, how are we holding up? Still feeling anxious? Me too. Let’s get through the bad news first: Josh was officially laid off on Sunday night and he was able to apply for unemployment on Tuesday (so many people are applying that NY state had to separate applications by … More Social Distancing Diaries: Vol. 2
I recently had a discussion with my fiancé on some long term savings goals that we have and I thought I would share some of our discussion and the expected dollar amounts that would end up being. Please note however that a lot of these are mostly my goals (i.e. retirement contribution), but for longer … More Long Term Savings Goals
Heather Allen 