Hello! I’ve done a few of these posts already for January and February. I kind of purposely skipped March since so much of that spending was related to travel and I have a couple of posts in the pipeline about that specifically. So I’m jumping into this monthly recap knowing that I’m coming off a … More Spending Habits: April 2019
I started analyzing my spending last month and posting about it here, so the tradition continues! I tried really hard this month not to overspend. I wanted to make sure that I had a cushion of savings for when we go on vacation (as of this post only one week away!). So my spending was … More Spending Habits: February 2019
Do what makes you happy. Follow your dreams. Get into debt. My 22-year-old self believed in the follow your heart method of job searching. I wanted to believe with every fiber of my being that I could have a perfect job reading books every day and not have to worry about anything else. An idyllic … More Do What Makes You Happy
This time of year is so tempting for me to want to buy-all-the-things! The “sale on sale,” new merchandise, a feeling of general wanting. It’s all part of my problem of shopping. For the most part, I have resisted, but that’s only because I let myself shop one “sale on sale” and make other purchases … More Shopping My Closet
Thought I would try something new with a monthly spending recap! Just a way to analyze my spending and see where I can improve. Even though I don’t really like to rely upon MINT to keep track of my day to day spending, I do like the feature with the spending breakdown by category so … More Spending Habits: January 2019
I’m very proud of myself! I went a whole year without using my credit card!! Past me would never believe it! The Reality Here’s the deal, last January my bill was the highest it had ever been. My spending in 2017 was unfiltered and my credit limit kept increasing, but I didn’t care about paying … More Credit Card Ban: 1 Year Check-In
Vulnerable internet person alert! The last time I took a hard look at my budget and put it on the internet was in 2016 when I was reading the book Rich Bitch by Nicole Lapin. I can say now that I was making $35,000 a year, living in an $850/month room, and pretty much putting … More My Monthly Budget for 2019
Inspired by this post from The Financial Diet! Last week I wrote about my New Years Resolutions, and on a personal level, I’m trying to take more time to be present, but I have been on a financial journey since last year. In 2018, I stopped using my credit card. I’ll have a more complete … More Money Resolutions
A common budgeting tool is creating a wants vs needs checklist to understand your spending. It’s a tool to help understand money priorities. This list isn’t entirely complete, for my “wants,” but it helps give me a sense of what I can do to change my habits. My wants especially reflect my worst habits of … More Wants vs. Needs Checklist
Mint always asks me to rate the app, but I can’t really articulate in a few words why I’m so frustrated every time I use it, and how I’m not able to use it to it’s full potential. My main money management strategy is based on my bi-monthly paychecks. In the beginning of the month, … More Why Mint Does NOT Work For Me
