Hello! I’ve done a few of these posts already for January and February. I kind of purposely skipped March since so much of that spending was related to travel and I have a couple of posts in the pipeline about that specifically. So I’m jumping into this monthly recap knowing that I’m coming off a … More Spending Habits: April 2019
I started analyzing my spending last month and posting about it here, so the tradition continues! I tried really hard this month not to overspend. I wanted to make sure that I had a cushion of savings for when we go on vacation (as of this post only one week away!). So my spending was … More Spending Habits: February 2019
Thought I would try something new with a monthly spending recap! Just a way to analyze my spending and see where I can improve. Even though I don’t really like to rely upon MINT to keep track of my day to day spending, I do like the feature with the spending breakdown by category so … More Spending Habits: January 2019
If you haven’t yet seen my posts on my credit card ban, here’s the 6 month check in and the 1 year check-in. I’ve been very fortunate that my salary has increased in the time I have been doing this credit card ban because I don’t think I would have kept up with it, or … More Rethinking My Finances Based On My Credit Card Ban
I’m very proud of myself! I went a whole year without using my credit card!! Past me would never believe it! The Reality Here’s the deal, last January my bill was the highest it had ever been. My spending in 2017 was unfiltered and my credit limit kept increasing, but I didn’t care about paying … More Credit Card Ban: 1 Year Check-In
Inspired by this post from The Financial Diet! Last week I wrote about my New Years Resolutions, and on a personal level, I’m trying to take more time to be present, but I have been on a financial journey since last year. In 2018, I stopped using my credit card. I’ll have a more complete … More Money Resolutions
Mint always asks me to rate the app, but I can’t really articulate in a few words why I’m so frustrated every time I use it, and how I’m not able to use it to it’s full potential. My main money management strategy is based on my bi-monthly paychecks. In the beginning of the month, … More Why Mint Does NOT Work For Me
I never really approached holiday shopping with a strategy prior to this year. In fact, I actively avoided holiday shopping for much of my adult life because the phrase “Black Friday” makes me cringe from all my years in retail. Since I’m still going strong with my credit card ban, I need a plan to … More My Shopping Strategy for Cyber Monday
As you may be aware, I’ve been on somewhat of a financial “journey” this past year, but I have been interested in getting my financial act together for a few years. I found that these resources really helped me prioritize my goals and understand how my own thinking and habits have led me into bad … More My Favorite Financial Websites and Books Geared Toward Women
Oh, if I only knew then what I know now! This list is embarrassingly painful to write. My relationship with money has never been great. The only proud point of my financial life is that I have a high credit score. When I think about the life I want vs the life I have led … More My 10 Money Regrets
