A journey 10 years in the making!! There has not been a month since the card opened where I haven’t carried a balance. Check out the full story: 6-month, 1-year, 18-month, 2-year, and 3-year. The Reality My staring balance of this payoff journey was $9,943.77 in January 2018. It represented living above my means in … More Credit Card Ban: PAYOFF
My credit card payoff journey continues. I never thought I would be writing this. I mourn the fact that my goals were totally off the rails in 2020, but it was a matter of necessity. Check out the full story: 6-month, 1-year, 18-month, and 2-year. The Reality In March 2020 my fiancé lost his job … More Credit Card Ban: 3-Year Check-In
This week I spent a lot of time day dreaming of being outside! … More Social Distancing Diaries: Vol. 6
*This post contains affiliate links* New week, new stay at home orders! This week the governor of New York extended the stay at home order through May 15, this comes after the announcement that NYC school’s will not be going back (and continue with e-learning) through the remainder of the year. Josh and I received … More Social Distancing Diaries: Vol. 5
*This post contains affiliate links* Happy Friday! I keep having these grand visions of working from home, eating healthy meals, and doing something productive with my downtime. In reality, I’m just trying to get through the day and eating sleeves of Oreos. I keep looking at my phone as if its going to tell me … More Social Distancing Diaries: Vol. 4
*This post contains affiliate links* This weekend it really hit me that I don’t want to get this virus. I’ve been trying to combat my own paranoia, but I can’t stop thinking about how this pandemic won’t go away and it seems inevitable that me and Josh will get it just because we live in … More Social Distancing Diaries: Vol. 3
*This post contains affiliate links* Hi friends, how are we holding up? Still feeling anxious? Me too. Let’s get through the bad news first: Josh was officially laid off on Sunday night and he was able to apply for unemployment on Tuesday (so many people are applying that NY state had to separate applications by … More Social Distancing Diaries: Vol. 2
This is the final stretch! I hope to have a final complete update at the end of summer! Today’s post is a bit shorter than previous ones since I not much financially has changed since I wrote at the last update. Check out the full story: 6-month, 1-year, and 18-month. The Reality My eye-opening moment … More Credit Card Ban: 2-Year Check-In
I recently had a discussion with my fiancé on some long term savings goals that we have and I thought I would share some of our discussion and the expected dollar amounts that would end up being. Please note however that a lot of these are mostly my goals (i.e. retirement contribution), but for longer … More Long Term Savings Goals
There’s a conversation in personal finance where many decisions can be boiled down to Time vs. Money (like is it worth spending money on a cleaning person to come to your home or should you take the time to clean it yourself). How much do you value your time to take on these tasks, verses … More How I Prioritize Tasks Based on Time vs. Money
Heather Allen 