It occurred to me that perhaps I might have strange money habits when it comes to certain purchases. For instance, I rarely buy clothing full price, but what about other habits? I thought I would prepare a list here of things that I do that maybe others might not, but with the caveat, that I … More Frugal Things I Do To Save Money
I have been dreaming of having $1.6 billion dollars. This is not a normal amount of money. And knowing myself, I know I should choose the annuity payout option because getting a giant amount of money upfront would not work well with my spending habits. It’s like I know I have the money and that … More What Would I Do With the Mega Millions Jackpot?
My IBR (income-based repayment) payment on my federal student loan went up this year by $10. My payment is $193. This is a manageable amount and has been manageable since I graduated from grad school in 2014. I don’t have a plan to pay down my student loans in a tangible time frame, and honestly, … More Student Loans: IBR Payments and the Long Road Ahead
As you may be aware, I’ve been on somewhat of a financial “journey” this past year, but I have been interested in getting my financial act together for a few years. I found that these resources really helped me prioritize my goals and understand how my own thinking and habits have led me into bad … More My Favorite Financial Websites and Books Geared Toward Women
Oh, if I only knew then what I know now! This list is embarrassingly painful to write. My relationship with money has never been great. The only proud point of my financial life is that I have a high credit score. When I think about the life I want vs the life I have led … More My 10 Money Regrets
So hilarious to me that 6 months ago the title of this blog post was going to be “I Love MoviePass.” Oh how the mighty have fallen. Though, users of the service knew it was too good to be true, it stands that all good things must come to an end. A $10/month subscription service … More Goodbye, MoviePass
Talking on the phone is literally the worst. Sometimes it has to be done, but when I wanted to reduce my phone bill, I didn’t speak to anyone in person or over the phone. Most of my experience was with the virtual chat on the Verizon website. I found that asking for help usually led … More How I Reduced My Phone Bill By Half
Talking about money is uncomfortable. Money is a taboo subject, but also, a personal endeavor that one is just supposed to figure out on their own, which I find to be counterproductive. I want to talk about money because at the very least I can figure out a path for financial security that works for … More Credit Card Ban: 6-Month Check-In
My taxes are done and I have money on the brain. I claimed $19 from Acorns on my taxes! ha! I’ve intended to write about Acorns for a while, but I have finally reached a milestone on the app so it feels appropriate to share how I’ve used it so far. This weekend I reached … More My Experience with Acorns
Thanks, Paul Ryan! You’re tax cuts are giving me a take-home boost of $36 a month, or $18 per bi-weekly paycheck. Much better than $1.50 a week you were bragging about earlier. I live in New York and an extra $36 doesn’t really add up to much over the course of the month. It’s basically … More I’m Getting an Extra $36 a Month Thanks to the Tax Break, How Should I Spend It?