Why Canceling Student Loan Debt is a Good Idea

I’ve written about my own student loan debt before, so I’m definitely on board for a program that would cancel student debt, but from a macro perspective, canceling student loan debt would be for the common good. There’s approximately $1.6 TRILLION dollars of student loans held in the United States.  This has slowly become a … More Why Canceling Student Loan Debt is a Good Idea

Credit Card Ban: 18-Month Check-In

Thanks for following along on this credit card payoff journey! I’ve previously written about my credit card ban at 6-month and 1-year progress intervals. The Reality Since January, I’ve paid $2,550 toward my card. My balance has decreased from $7,935.67 to $6,437.90, a decrease of $1,497.77 in six months. Since starting my credit card ban (18 months ago), … More Credit Card Ban: 18-Month Check-In

Times I Was Scammed and What I’ve Learned Since Then

Guess I’m on a bit of a nostalgia trip because in addition to lessons I want to tell my younger self about money, I am also re-living the horrors of getting scammed by someone or another in my early adult life. A bit of background, in college I was supporting myself through a part-time retail job … More Times I Was Scammed and What I’ve Learned Since Then

Snowflake Saving Method

In the personal finance realm there are a couple of different “winter” themed debt payoff methods, such as Debt Snowball, or Debt Avalanche, where basically you pay down the lowest balance first and then use that previous payment toward your next lowest debt, and so on and so forth. Snowflake method can also be referred to … More Snowflake Saving Method