I recently had a discussion with my fiancé on some long term savings goals that we have and I thought I would share some of our discussion and the expected dollar amounts that would end up being. Please note however that a lot of these are mostly my goals (i.e. retirement contribution), but for longer … More Long Term Savings Goals
There’s a conversation in personal finance where many decisions can be boiled down to Time vs. Money (like is it worth spending money on a cleaning person to come to your home or should you take the time to clean it yourself). How much do you value your time to take on these tasks, verses … More How I Prioritize Tasks Based on Time vs. Money
The Breakdown The Normal (Needs) Spending: Rent (Home), Student Loans (Education), Utilities (Bills & Utilities), Credit Card interest fees (Fees & Charges). Spending update: Starting June 2019, I will no longer be paying my metro card out of pocket. Instead, it is paid out of my paycheck with pre-tax money. It no longer will factor … More Spending Habits: July 2019
I set a goal for myself last year when I finally decided that I wanted to get back to blogging where I would try to earn some “passive” income off of my site. The thing is, I wasn’t getting enough views at that time (or in previous spans of time where I was more active) … More Blog Bookkeeping|July 2018-2019
Technically this is my first post about my wedding! How exciting! I’m pleased that my wedding posts will start with money. The first step to our wedding planning is to start saving right away since we are only receiving partial help from our families (bless them). It’s our first official savings account! I have grand … More Opening an HSBC Online Savings Account
I’ve written about my own student loan debt before, so I’m definitely on board for a program that would cancel student debt, but from a macro perspective, canceling student loan debt would be for the common good. There’s approximately $1.6 TRILLION dollars of student loans held in the United States. This has slowly become a … More Why Canceling Student Loan Debt is a Good Idea
Thanks for following along on this credit card payoff journey! I’ve previously written about my credit card ban at 6-month and 1-year progress intervals. The Reality Since January, I’ve paid $2,550 toward my card. My balance has decreased from $7,935.67 to $6,437.90, a decrease of $1,497.77 in six months. Since starting my credit card ban (18 months ago), … More Credit Card Ban: 18-Month Check-In
The Breakdown The Normal (Needs) Spending: Rent (Home), Student Loans (Education), Utilities (Bills & Utilities), Credit Card interest fees (Fees & Charges). Spending update for June 2019: Going forward starting this month, I will no longer be paying my metro card out of pocket. Instead, it is paid out of my paycheck with pre-tax money. … More Spending Habits: June 2019
Guess I’m on a bit of a nostalgia trip because in addition to lessons I want to tell my younger self about money, I am also re-living the horrors of getting scammed by someone or another in my early adult life. A bit of background, in college I was supporting myself through a part-time retail job … More Times I Was Scammed and What I’ve Learned Since Then
In the personal finance realm there are a couple of different “winter” themed debt payoff methods, such as Debt Snowball, or Debt Avalanche, where basically you pay down the lowest balance first and then use that previous payment toward your next lowest debt, and so on and so forth. Snowflake method can also be referred to … More Snowflake Saving Method
