I’m very proud of myself! I went a whole year without using my credit card!! Past me would never believe it! The Reality Here’s the deal, last January my bill was the highest it had ever been. My spending in 2017 was unfiltered and my credit limit kept increasing, but I didn’t care about paying … More Credit Card Ban: 1 Year Check-In
Vulnerable internet person alert! The last time I took a hard look at my budget and put it on the internet was in 2016 when I was reading the book Rich Bitch by Nicole Lapin. I can say now that I was making $35,000 a year, living in an $850/month room, and pretty much putting … More My Monthly Budget for 2019
Inspired by this post from The Financial Diet! Last week I wrote about my New Years Resolutions, and on a personal level, I’m trying to take more time to be present, but I have been on a financial journey since last year. In 2018, I stopped using my credit card. I’ll have a more complete … More Money Resolutions
Posting this on January 1 because I still wanted to do a recap but the holidays were a priority! This year on the blog was pretty major. Especially these last few months, where I really kicked up my content. I created an editorial calendar so certain themes or topics would be posted on those corresponding … More Blog Year in Review 2018
A common budgeting tool is creating a wants vs needs checklist to understand your spending. It’s a tool to help understand money priorities. This list isn’t entirely complete, for my “wants,” but it helps give me a sense of what I can do to change my habits. My wants especially reflect my worst habits of … More Wants vs. Needs Checklist
Mint always asks me to rate the app, but I can’t really articulate in a few words why I’m so frustrated every time I use it, and how I’m not able to use it to it’s full potential. My main money management strategy is based on my bi-monthly paychecks. In the beginning of the month, … More Why Mint Does NOT Work For Me
This is a follow up to last week’s money post: How did I do with my Cyber Monday Strategy? First of all, I did buy things for my upcoming trip, importantly carry-on suitcases, but it turns out that they were the wrong size, so we’re going to look into returning those and ordering from somewhere … More Holiday Gifting and Budgeting
Because why not? If you need ideas and inspiration for your gifting this year, I’ve got you covered! I would be so happy to receive any one of these gifts! *Please note that I might earn a commission for sales made through these links.* 1. 2. 3. 1. HP Blue Sprocket Portable Photo Printer 2. … More Heather’s 2018 Holiday Gift Guide
I never really approached holiday shopping with a strategy prior to this year. In fact, I actively avoided holiday shopping for much of my adult life because the phrase “Black Friday” makes me cringe from all my years in retail. Since I’m still going strong with my credit card ban, I need a plan to … More My Shopping Strategy for Cyber Monday
Josh and I started dating in January 2016 and under fortuitous circumstances we were able to move in together in August 2016 (both of our leases were ending and it was convenient because of our schedules if we both lived in the same place). Moving in with someone you’ve only dated for six months is … More How my BF and I Handle Our Finances While Living Together
