A journey 10 years in the making!! There has not been a month since the card opened where I haven’t carried a balance. Check out the full story: 6-month, 1-year, 18-month, 2-year, and 3-year. The Reality My staring balance of this payoff journey was $9,943.77 in January 2018. It represented living above my means in … More Credit Card Ban: PAYOFF
Make some quick cash by taking surveys. About 10 years ago, I was a struggling college student. I worked part-time in retail and before I knew what budgeting was, always felt that my paycheck was barely enough. I would take surveys online with my laptop for $0.01 to $0.50 and they would always take around … More Surveys on the Go Review
This blog is having an identity crisis! Like most of us, 2020, and even into 2021, I’ve been struggling with my mental health. It’s a combination of being cooped up in an apartment that no longer suits our needs, it’s the stress that having an unemployed partner brings, it’s gaining weight and trying not to … More Blog Birthday! | 7th Anniversary 🎉
My credit card payoff journey continues. I never thought I would be writing this. I mourn the fact that my goals were totally off the rails in 2020, but it was a matter of necessity. Check out the full story: 6-month, 1-year, 18-month, and 2-year. The Reality In March 2020 my fiancé lost his job … More Credit Card Ban: 3-Year Check-In
Spoiler Alert: I have 3 Ally Savings Accounts, so my relationship with this online bank is pretty strong! Money wise, my 20s are defined by my reckless spending, my 30s, however, will be defined by how well I’ve saved. Though, I didn’t anticipate that a global pandemic would influence this quite so much! My interest … More My Experience with Ally Bank
Welcome to the pandemic! The jobs are scarce, vaccines are not yet available, and people still refuse to wear masks in public. I am extremely lucky that my office job was able to convert to working from home. I’m grateful to have a regular paycheck. I do not take that for granted. I know many … More Building an Emergency Fund in an Emergency
This was an absolutely amazing year. I got engaged!! I traveled A LOT more than I ever have. I flew to Europe, Richmond, VA, Seattle, WA, twice, and Canada, oh my! I tried some new things with the blog–namely trying affiliate marketing. And yet, writing this post makes me feel defeated because I have not … More Blog Birthday! | 6th Anniversary
This is the final stretch! I hope to have a final complete update at the end of summer! Today’s post is a bit shorter than previous ones since I not much financially has changed since I wrote at the last update. Check out the full story: 6-month, 1-year, and 18-month. The Reality My eye-opening moment … More Credit Card Ban: 2-Year Check-In
I recently had a discussion with my fiancé on some long term savings goals that we have and I thought I would share some of our discussion and the expected dollar amounts that would end up being. Please note however that a lot of these are mostly my goals (i.e. retirement contribution), but for longer … More Long Term Savings Goals
There’s a conversation in personal finance where many decisions can be boiled down to Time vs. Money (like is it worth spending money on a cleaning person to come to your home or should you take the time to clean it yourself). How much do you value your time to take on these tasks, verses … More How I Prioritize Tasks Based on Time vs. Money
Heather Allen 