Spoiler Alert: I have 3 Ally Savings Accounts, so my relationship with this online bank is pretty strong! Money wise, my 20s are defined by my reckless spending, my 30s, however, will be defined by how well I’ve saved. Though, I didn’t anticipate that a global pandemic would influence this quite so much! My interest … More My Experience with Ally Bank
Welcome to the pandemic! The jobs are scarce, vaccines are not yet available, and people still refuse to wear masks in public. I am extremely lucky that my office job was able to convert to working from home. I’m grateful to have a regular paycheck. I do not take that for granted. I know … More Building an Emergency Fund in an Emergency
This was an absolutely amazing year. I got engaged!! I traveled A LOT more than I ever have. I flew to Europe, Richmond, VA, Seattle, WA, twice, and Canada, oh my! I tried some new things with the blog–namely trying affiliate marketing. And yet, writing this post makes me feel defeated because I have not … More Blog Birthday! | 6th Anniversary
This is the final stretch! I hope to have a final complete update at the end of summer! Today’s post is a bit shorter than previous ones since I not much financially has changed since I wrote at the last update. Check out the full story: 6-month, 1-year, and 18-month. The Reality My eye-opening moment … More Credit Card Ban: 2-Year Check-In
I recently had a discussion with my fiancé on some long term savings goals that we have and I thought I would share some of our discussion and the expected dollar amounts that would end up being. Please note however that a lot of these are mostly my goals (i.e. retirement contribution), but for longer … More Long Term Savings Goals
There’s a conversation in personal finance where many decisions can be boiled down to Time vs. Money (like is it worth spending money on a cleaning person to come to your home or should you take the time to clean it yourself). How much do you value your time to take on these tasks, verses … More How I Prioritize Tasks Based on Time vs. Money
The Breakdown The Normal (Needs) Spending: Rent (Home), Student Loans (Education), Utilities (Bills & Utilities), Credit Card interest fees (Fees & Charges). Spending update: Starting June 2019, I will no longer be paying my metro card out of pocket. Instead, it is paid out of my paycheck with pre-tax money. It no longer will factor … More Spending Habits: July 2019
I set a goal for myself last year when I finally decided that I wanted to get back to blogging where I would try to earn some “passive” income off of my site. The thing is, I wasn’t getting enough views at that time (or in previous spans of time where I was more active) … More Blog Bookkeeping|July 2018-2019
Technically this is my first post about my wedding! How exciting! I’m pleased that my wedding posts will start with money. The first step to our wedding planning is to start saving right away since we are only receiving partial help from our families (bless them). It’s our first official savings account! I have grand … More Opening an HSBC Online Savings Account
I’ve written about my own student loan debt before, so I’m definitely on board for a program that would cancel student debt, but from a macro perspective, canceling student loan debt would be for the common good. There’s approximately $1.6 TRILLION dollars of student loans held in the United States. This has slowly become a … More Why Canceling Student Loan Debt is a Good Idea
